Enrollment Information

Answer: As of August 1, 2019, eligibility rules for active Employees as follows:

• Employees have to work 200 hours in Covered Employment during an Employment Quarter to be eligible for. For example, if an Employee works 200 hours in Covered Employment during the January to March Employment Quarter, they will be eligible to receive coverage during the months of May through July.

• For employees who are One Hundred Percent Owners, they need to work 425 hours per Employment Quarter to receive coverage.

• Employees who complete 1,000 hours in Covered Employment on or after August 1, 2019 and on or before January 31, 2020 will be eligible for one “floating” quarter of coverage in the Plan Year that begins on March 1, 2020. This “floating” quarter of coverage will be available for any eligibility quarter that starts in 2020. It will allow Employees who do not work 200 hours (or 425 hours for One Hundred Percent Owners) in Covered Employment during any employment quarter that starts on January 1, 2020, April 1, 2020, July 1, 2020 or October 1, 2020 to be eligible for the subsequent quarterly coverage period.

For example, suppose an Employee works 120 hours per month in Covered Employment starting on February 1, 2019. The employee will have worked 1,000 hours by the end of October, 2019. If the Employee does not work for 200 hours in the employment quarter that begins on November 1, 2019, the Employee will still be able to elect coverage for the quarter that begins on March 1, 2020. However, to be eligible for coverage for the quarter that begins on June 1, 2020, the Employee will need to work 200 hours in Covered Employment during the employment quarter that begins on January 1, 2020.

This rule change will apply for subsequent Plan years.

Employees who worked for 1,000 hours in Covered Employment between February 1, 2019 and July 31, 2019 will receive a full year of coverage for the plan year that begins on March 1, 2020. This is the last time the 1,000-hour rule will provide a full year of coverage.

This revised rule applies to One Hundred Percent Owners, except that 1,700 hours of work in Covered Employment, rather than 1,000, are required.

Answer: The member should contact the Fund Office's Enrollment Department for the proper paperwork needed.

Answer: When you are injured on the job you should be sure to file a Workers' Compensation accident report with your employer. Then the Fund Office is to be notified in order to be eligible for credits towards your benefits.